How to Register as a GSIS Member
The Government Service Insurance System (GSIS) provides compulsory social insurance coverage to all government employees in the Philippines. Under Republic Act No. 8291, also known as the GSIS Act of 1997, membership in GSIS is mandatory for all government employees who receive fixed monthly compensation and are not covered by any other law or retirement system. This comprehensive guide walks you through the complete process of registering as a GSIS member, from your initial government appointment to setting up your online account and activating your GSIS Unified Multi-Purpose ID (UMID) card. Whether you are a newly hired public school teacher, a local government employee, or a national government agency worker, this tutorial will help you understand every step of the GSIS membership registration process.
Who is Covered by GSIS?
GSIS membership is automatic and compulsory for all government employees in the Philippines who receive fixed monthly compensation. The following categories of government workers are covered:
- National Government Employees — Employees of all departments, bureaus, offices, and agencies of the national government, including the Department of Education (DepEd), Department of Health (DOH), Department of the Interior and Local Government (DILG), and all other national agencies
- Local Government Unit (LGU) Employees — Employees of provincial, city, municipal, and barangay governments, including those serving in local legislative bodies, local chief executives' offices, and local government departments
- Government-Owned and Controlled Corporation (GOCC) Employees — Employees of GOCCs with original charters, such as the Land Bank of the Philippines (LBP), Development Bank of the Philippines (DBP), Philippine Health Insurance Corporation (PhilHealth), and others
- Constitutional Office Employees — Employees of constitutional bodies such as the Commission on Audit (COA), Commission on Elections (COMELEC), Civil Service Commission (CSC), Commission on Human Rights (CHR), and the Office of the Ombudsman
- State Universities and Colleges (SUC) Employees — Faculty members, administrative staff, and other employees of state universities and colleges such as the University of the Philippines (UP), Polytechnic University of the Philippines (PUP), and others
- Judiciary Employees — Employees of the Supreme Court, Court of Appeals, Sandiganbayan, Court of Tax Appeals, and all lower courts
- Legislative Branch Employees — Employees of the Senate of the Philippines and the House of Representatives, including their respective offices and commissions
- Armed Forces and Uniformed Personnel — Members of the Armed Forces of the Philippines (AFP), Philippine National Police (PNP), Bureau of Fire Protection (BFP), and Bureau of Jail Management and Penology (BJMP) who are covered under GSIS for certain benefits
Important: Automatic Membership Upon Government Appointment
Unlike SSS where private sector employees may need to actively register, GSIS membership is automatic upon your appointment to a government position. Your employing agency's Human Resource (HR) department is responsible for reporting your appointment to GSIS and ensuring that your premium contributions are deducted from your monthly salary. You do not need to visit a GSIS office to become a member — your membership begins on the date of your original appointment to a government position. However, you will still need to complete additional steps such as registering for your online account, activating your UMID card, and designating your beneficiaries.
Step-by-Step GSIS Registration Process
Follow these six steps to complete your GSIS member registration and gain full access to all GSIS services, benefits, and loan programs.
Get Appointed to a Government Position
Your GSIS membership journey begins when you receive an official appointment to a government position. This can be any position in the national government, local government unit, government-owned and controlled corporation, constitutional office, state university or college, or any other government instrumentality.
Your appointment must be one that pays a fixed monthly compensation. This includes permanent, temporary, provisional, substitute, coterminous, and contractual appointments, as long as the position receives a regular monthly salary from the government.
- Pass the required civil service examination or meet the qualifications for your target government position
- Apply through the agency's recruitment process or through the CSC (Civil Service Commission) placement program
- Receive your official Appointment Paper (CS Form 33) signed by the appointing authority
- Report to your assigned office and complete the assumption of duty process
- Your agency HR will process your appointment and report it to GSIS, automatically enrolling you as a member
Receive Your GSIS BP (Batas Pambansa) Number
Once your appointment is reported to GSIS by your agency HR department, you will be assigned a unique GSIS BP (Batas Pambansa) number. This is your permanent GSIS membership number that you will use for all GSIS transactions throughout your entire government career.
The BP number is automatically assigned by GSIS through your employing agency. You do not need to apply for it separately. Your agency's HR or administrative office will inform you of your BP number once it has been assigned.
- Your BP number is typically assigned within a few weeks of your appointment being reported to GSIS
- The BP number is used for all GSIS transactions including loan applications, benefit claims, premium inquiries, and online account registration
- Keep your BP number safe and memorize it — you will need it throughout your government career
- If you transfer to a different government agency, your BP number remains the same
- You can verify your BP number through your agency HR or by contacting the GSIS hotline at (02) 8847-4747
Register for an eGSISMO Online Account
The eGSISMO (Electronic GSIS Member Online) portal is your gateway to managing your GSIS membership online. Through eGSISMO, you can check your service records, view premium contributions, apply for loans, update your personal information, and access other GSIS services without visiting a GSIS branch office.
To register for an eGSISMO account, follow these steps:
- Visit the official eGSISMO portal at egsismo.gsis.gov.ph
- Click on the "Register" or "Sign Up" button on the login page
- Enter your GSIS BP number when prompted — this is required to verify your identity as a GSIS member
- Provide your personal information including your full name, date of birth, email address, and mobile number
- Set up your login credentials by creating a secure username and password
- Complete the email or SMS verification process to activate your account
- Log in to your new eGSISMO account and familiarize yourself with the available services and features
Tip: Make sure to use a personal email address (not your office email) for your eGSISMO account registration, so you can maintain access even after retirement or separation from government service.
Activate Your GSIS UMID Card
The GSIS Unified Multi-Purpose ID (UMID) card is a government-issued identification card that also serves as an ATM card for receiving GSIS loan proceeds, benefit payments, and pension disbursements. To activate your GSIS UMID card, you will need to visit the nearest GSIS branch office for biometric data capture.
Here is what to expect during the UMID card activation process:
- Visit the nearest GSIS branch office or any scheduled GSIS UMID caravan in your area
- Bring a valid government-issued ID and your GSIS BP number for identity verification
- Undergo biometric data capture including fingerprint scanning and photo capture
- Provide or verify your personal information such as your full name, address, contact details, and civil status
- Wait for your UMID card to be processed and released — this typically takes 2 to 4 weeks after biometric capture
- Once released, claim your UMID card at the GSIS branch where you had your biometrics taken
- Activate the ATM function of your UMID card at any Land Bank of the Philippines (LBP) ATM or branch
Note: The GSIS UMID card serves multiple purposes: it is your official GSIS membership card, a valid government ID accepted by all government and private institutions, and an ATM card linked to your GSIS account through the Land Bank of the Philippines. Keep it safe and report any loss or damage immediately to GSIS.
Designate Your Beneficiaries
One of the most important steps after becoming a GSIS member is designating your beneficiaries. Your beneficiaries are the individuals who will receive your GSIS benefits — such as life insurance proceeds, survivorship benefits, and funeral benefits — in the event of your death while in government service or as a retiree.
Designating your beneficiaries ensures that your loved ones are protected and can receive the benefits they are entitled to without unnecessary delays or complications.
- Primary Beneficiaries: Your legal spouse and dependent children (legitimate, illegitimate, or legally adopted) who are below 18 years of age, or incapacitated and incapable of self-support
- Secondary Beneficiaries: Your dependent parents, if you have no primary beneficiaries
- Designated Beneficiaries: Any person you designate, if you have no primary or secondary beneficiaries
- You can designate or update your beneficiaries online through the eGSISMO portal under your member profile settings
- You may also visit any GSIS branch office to submit the Member's Information Update Form with your beneficiary details
- It is important to update your beneficiary designation whenever there is a change in your civil status, such as marriage, annulment, or the birth of a child
Verify Your GSIS Records
After completing the previous steps, it is essential to verify that all your GSIS records are accurate and up-to-date. This includes checking your service records, premium contributions, personal information, and loan eligibility status. Accurate records ensure that you can access GSIS services smoothly and that your benefit computations will be correct when the time comes.
- Log in to your eGSISMO account and navigate to the "Service Records" section to verify your employment history and service credits
- Check the "Premium Contributions" section to confirm that your monthly premiums are being correctly deducted and remitted by your employing agency
- Review your "Personal Information" section to ensure that your name, date of birth, civil status, contact details, and beneficiary designations are all correct
- Verify your "Loan Eligibility" to see if you already qualify for GSIS loan programs based on your service and contribution history
- If you find any discrepancies or errors in your records, immediately report them to your agency HR department or visit the nearest GSIS branch office for correction
- Request a printout of your GSIS Member Information for your personal records
Requirements for GSIS Registration
While GSIS membership is automatic upon government appointment, you will need the following documents for various GSIS registration-related processes such as eGSISMO registration, UMID card activation, and beneficiary designation:
| Document / Requirement | Details |
|---|---|
| GSIS BP Number | Your unique GSIS membership number assigned automatically upon government appointment. Required for all GSIS transactions. Obtain from your agency HR department. |
| Appointment Paper (CS Form 33) | Your official government appointment document signed by the appointing authority. This serves as proof of your government employment and GSIS eligibility. |
| Valid Government-Issued ID | Any valid government ID such as a Philippine passport, driver's license, PhilSys national ID, voter's ID, PRC license, or postal ID. Required for UMID card activation and in-person GSIS transactions. |
| Personal Data Sheet (PDS / CS Form 212) | Your updated Personal Data Sheet containing your complete personal information, educational background, work experience, and family background. Usually submitted to your agency HR upon appointment. |
| Birth Certificate (PSA-issued) | Authenticated copy of your birth certificate issued by the Philippine Statistics Authority (PSA). Used to verify your date of birth, full name, and other personal details for GSIS records. |
| Marriage Certificate (if applicable) | PSA-issued marriage certificate if you are married. Required for designating your spouse as a primary beneficiary and for updating your civil status in GSIS records. |
| Birth Certificates of Dependents | PSA-issued birth certificates of your dependent children. Required for designating them as primary beneficiaries and for claiming dependent-related benefits. |
| Active Email Address and Mobile Number | A personal email address and an active mobile phone number are required for eGSISMO online account registration, receiving OTP verification codes, and GSIS notifications. |
| 1x1 or 2x2 ID Photo | Recent ID photo with white background. May be required for certain GSIS forms and for your UMID card application. Digital copy may also be needed for online registration. |
Complete Example: Maria Registers as a New GSIS Member
Let's walk through a real-world example to see how the GSIS registration process works from start to finish. In this scenario, Maria is a newly hired public school teacher who just received her appointment to a government position.
Scenario: Maria's GSIS Registration Journey
Background:
Maria Santos, 25 years old, has just been appointed as a
Teacher I at Rizal Elementary School in Quezon City. She
passed the Licensure Examination for Teachers (LET) and
was hired through the DepEd recruitment process.
Step 1: Government Appointment
- Maria receives her Appointment Paper (CS Form 33)
signed by the Schools Division Superintendent
- She reports to Rizal Elementary School and completes
her assumption of duty
- The school HR submits her appointment documents to
the DepEd Division Office
Step 2: BP Number Assignment
- The DepEd Division HR Office reports Maria's
appointment to GSIS
- After 2 weeks, Maria is informed that her GSIS BP
Number has been assigned: BP No. 000-123-456
- Her monthly GSIS premium deductions begin: 9% of her
monthly basic salary (Employee share)
- For a Teacher I salary of ₱27,000/month:
Employee share = ₱2,430/month
Employer share = ₱3,240/month (12%)
Step 3: eGSISMO Online Registration
- Maria visits egsismo.gsis.gov.ph
- She clicks "Register" and enters her BP Number
- She provides her personal details and creates her
login credentials (username and password)
- She verifies her account via email confirmation
- Maria can now view her GSIS records online
Step 4: UMID Card Activation
- Maria visits the GSIS Quezon City branch office
- She brings her Appointment Paper and driver's license
- She undergoes biometric capture (fingerprint + photo)
- After 3 weeks, she receives her GSIS UMID card
- She activates the ATM function at a Land Bank ATM
Step 5: Beneficiary Designation
- Maria logs in to eGSISMO and goes to "Beneficiaries"
- She designates her mother, Elena Santos, as her
beneficiary (since she is single with no dependents)
- She uploads her mother's birth certificate as
supporting document
- Beneficiary designation is confirmed
Step 6: Record Verification
- Maria checks her eGSISMO dashboard
- Service Record: Shows her start date and position
- Premium Contributions: First month deduction recorded
- Personal Info: All details are correct
- Loan Eligibility: Not yet eligible (needs more service)
Result: Maria is now a fully registered GSIS member with
an active online account, UMID card, and designated
beneficiary. She can access all GSIS services and will
build up service credits for future benefits.Frequently Asked Questions (FAQ)
Do I need to go to a GSIS office to register as a member?
No. GSIS membership is automatic upon your appointment to a government position. Your employing agency's HR department reports your appointment to GSIS, and your membership begins immediately. However, you will need to visit a GSIS branch office for biometric capture to activate your GSIS UMID card. You can also register for an eGSISMO online account from anywhere with internet access without visiting a GSIS office.
What is the difference between GSIS and SSS? Can I be a member of both?
GSIS covers government employees, while SSS covers private sector employees, self-employed individuals, and voluntary members. Generally, you cannot be an active member of both GSIS and SSS at the same time. If you previously worked in the private sector and had SSS contributions, those contributions remain in your SSS account and may be claimed separately upon eligibility. If you leave government service and join the private sector, you will then be covered by SSS instead of GSIS. However, you may continue paying voluntary SSS contributions while employed in government if you wish to maintain your SSS membership for additional benefits.
How much are the GSIS premium contributions, and who pays for them?
GSIS premium contributions are shared between the employee and the government employer. Under RA 8291, the employee contributes 9% of their basic monthly compensation, while the government employer contributes 12%. There is also a separate Employees' Compensation Commission (ECC) premium of 1% paid entirely by the employer. Additionally, members pay a life insurance premium of approximately 2% of their monthly compensation. These deductions are automatically processed through your agency's payroll system every month.
What is the GSIS UMID card and is it mandatory?
The GSIS Unified Multi-Purpose ID (UMID) card is a government-issued identification card that serves multiple functions: it is your GSIS membership card, a valid government ID, and an ATM card linked to your GSIS account through the Land Bank of the Philippines. While GSIS membership itself is automatic, getting a UMID card is highly recommended as it is required for receiving loan proceeds and benefit payments directly. The UMID card is issued free of charge to all GSIS members. You can apply for it by visiting any GSIS branch office for biometric data capture.
I lost my GSIS BP number. How can I recover it?
If you have forgotten or lost your GSIS BP number, you can recover it through several methods: (1) Check your payslip — your GSIS BP number is usually printed on your monthly payslip alongside your GSIS premium deduction details; (2) Ask your agency HR department, as they maintain records of all employees' GSIS BP numbers; (3) Contact the GSIS Contact Center at (02) 8847-4747 and provide your full name, date of birth, and employing agency for identity verification; (4) Visit any GSIS branch office with a valid government ID to request your BP number.
When can I start applying for GSIS loans after registration?
Your eligibility for GSIS loans depends on the type of loan and your length of service. For the GSIS Consolidated Loan (Policy Loan), you generally need at least two years of active service with at least six monthly premium contributions within the last six months before applying. For the GSIS Emergency Loan, you typically need at least three months of active service and at least three monthly premium contributions. Specific eligibility requirements may vary and are updated by the GSIS Board from time to time. You can check your current loan eligibility through your eGSISMO account or by visiting any GSIS branch office.
Important Reminders
- GSIS membership is mandatory and automatic — All government employees receiving fixed monthly compensation are automatically covered by GSIS upon appointment. You do not need to apply separately for membership.
- Keep your BP number confidential — Your GSIS BP number is a sensitive piece of personal information. Do not share it with unauthorized persons to prevent identity theft or fraudulent transactions on your GSIS account.
- Register for eGSISMO as early as possible — Having an online account allows you to monitor your contributions, check your loan eligibility, update your information, and apply for loans and services conveniently from anywhere.
- Activate your UMID card promptly — The GSIS UMID card is essential for receiving loan proceeds and benefit payments. Visit your nearest GSIS branch office for biometric capture as soon as possible after your appointment.
- Update your beneficiaries regularly — Whenever there is a change in your civil status (marriage, annulment, birth of a child), make sure to update your GSIS beneficiary designation to ensure your loved ones are properly protected.
- Verify your records periodically — Check your eGSISMO account regularly to confirm that your premium contributions are being correctly remitted, your service records are accurate, and your personal information is up-to-date. Discrepancies should be reported immediately.
- Understand your contribution rates — As a GSIS member, 9% of your basic monthly compensation is deducted as your employee share, while your government employer pays 12%. An additional life insurance premium of approximately 2% is also deducted. These contributions fund your retirement, insurance, and other GSIS benefits.
- Do not let others use your GSIS UMID card — Your GSIS UMID card is non-transferable. Lending your card to others or allowing unauthorized withdrawals from your GSIS account may result in loss of funds and potential legal consequences.
- Keep copies of all your documents — Maintain personal copies of your appointment paper, GSIS membership records, beneficiary designation forms, premium contribution statements, and service records. These documents will be important when applying for loans, claiming benefits, or resolving any discrepancies in the future.
Need Help?
If you encounter any issues during the GSIS registration process or have questions about your membership, you can reach out to GSIS through the following channels:
Contact GSIS
- Hotline:(02) 8847-4747 (GSIS Contact Center)
- Email:gsiscares@gsis.gov.ph
- Website:www.gsis.gov.ph
- eGSISMO:egsismo.gsis.gov.ph
- Facebook:facebook.com/gaborGSIS
Visit a GSIS Office
- Main Office:GSIS Financial Center, Pasay City, Metro Manila
- Branch Offices:GSIS has branch offices in all major cities and provinces nationwide. Visit the GSIS Office Locator to find the branch nearest you.
- Office Hours:Monday to Friday, 8:00 AM to 5:00 PM (excluding holidays)
- What to Bring:Valid government-issued ID, GSIS BP number, and any relevant documents for your transaction
Disclaimer
This guide is provided for general informational purposes only. The requirements, steps, fees, and procedures mentioned here may vary depending on the GSIS branch you visit. We recommend visiting your nearest GSIS branch first to confirm the specific requirements and process before preparing your documents.