How to Apply for SSS Benefits

Benefit Amount:90% of your average daily salary credit Maximum: 120 days per yearExample:Average MSC: ₱20,000 Daily rate: ₱20,000 ÷ 30 days = ₱666.67 Daily benefit: ₱666.67 × 90% = ₱600 If confined for 7 days: ₱600 × 7 = ₱4,200How to Apply:Option 1: Online via My.SSS1. Login to My.SSS (my.sss.gov.ph) 2. Click "Apply for Sickness Benefit" 3. Fill out online form 4. Upload required documents: ✓ Medical Certificate (from doctor) ✓ Sickness Notification (SSS Form) ✓ Clinical Chart (if confined in hospital) 5. Submit application 6. Wait for approval (3-10 days) 7. Receive benefit via disbursement card or bankOption 2: At SSS Branch1. Get SSS Sickness Notification Form 2. Fill out completely 3. Attach medical certificate and supporting docs 4. Submit at SSS branch 5. Wait for processingProcessing Time: 3-10 working daysPayment: Via enrolled bank account or SSS disbursement card

Benefit Amount:100% of average daily salary creditNumber of Days:• Normal delivery: 105 days • Cesarean section: 120 days • First 4 deliveries are covered • Solo parent: Additional 15 daysExample:Average MSC: ₱15,000 Daily rate: ₱15,000 ÷ 30 = ₱500 Normal delivery: ₱500 × 105 days = ₱52,500 Cesarean: ₱500 × 120 days = ₱60,000Required Documents:✓ SSS Maternity Notification (MAT-1) ✓ Proof of delivery (Birth Certificate or Medical Certificate) ✓ Marriage Certificate (if married) ✓ For solo parent: Solo Parent IDHow to Apply:Online via My.SSS:1. Login to My.SSS portal 2. Go to "E-Services" → "Maternity Notification" 3. Fill out MAT-1 form online 4. Submit at least 45 days before expected delivery 5. After delivery: Upload proof of delivery 6. Submit maternity benefit claimAt SSS Branch:1. Submit MAT-1 form before delivery 2. After delivery, submit claim with birth certificate 3. Submit at SSS branch with all requirementsWhen to Apply:Notification: At least 45 days before expected delivery Claim: After delivery with birth certificateProcessing Time: 10-15 working days after submissionPayment: Direct deposit to enrolled bank account

Types of Retirement Benefit:Monthly Pension (if 120+ contributions)Formula: Higher of the following: 1. ₱1,200 + (2% × Average MSC × Years of service) 2. ₱2,400 (minimum pension) 3. ₱1,000 (if less than 10 years service) Plus: 13th month pension (December) Plus: Dependent's pension (₱250-₱500 per dependent, max 5)Lump Sum (if less than 120 contributions)Total monthly contributions paid + interestExample: Monthly PensionAverage MSC: ₱20,000 Years of contributions: 25 years Computation: ₱1,200 + (2% × ₱20,000 × 25) = ₱1,200 + ₱10,000 = ₱11,200 per month Annual: ₱11,200 × 13 months = ₱145,600Required Documents:✓ Birth Certificate (PSA) ✓ Marriage Certificate (if applicable) ✓ 1 valid ID with photo and signature ✓ SSS ID or UMID ✓ For bank payment: Bank account detailsHow to Apply:Online via My.SSS:1. Login to My.SSS portal 2. Click "Apply for Retirement Benefit" 3. Fill out online application form 4. Upload required documents (scanned copies) 5. Submit application 6. Wait for approval notificationAt SSS Branch:1. Get Retirement Benefit Application form 2. Fill out completely 3. Attach all required documents 4. Submit at SSS branch 5. Attend processing/verification if requiredProcessing Time: 30-45 working daysPayment:• Monthly pension: Direct to bank account • Paid on 5th, 10th, 15th, 20th, or 25th of month • Choose preferred payment date

Eligibility:• Permanent total disability (cannot work in any occupation) • At least 36 monthly contributions before disability • Or at least 1 contribution in 12 months before disabilityBenefit Amount:• Monthly Pension (if 36+ contributions) • Same computation as retirement pension • Plus: 13th month pension • Plus: Dependent's pension OR • Lump Sum (if less than 36 contributions)Required Documents:✓ Disability Application Form ✓ Medical Certificate from doctor ✓ Employment Certification or Business Permit ✓ Birth Certificate (PSA) ✓ 1 valid IDHow to Apply:Same process as retirement benefit Submit via My.SSS or at SSS branch SSS doctor may examine claimantProcessing Time: 30-60 working days

Eligibility:• Involuntarily separated from work • Paid at least 36 monthly contributions • At least 12 contributions in 18 months before unemployment • Has not previously availed or more than 1 year since last claim • Not over 60 years old at time of separationBenefit Amount:50% of average monthly salary credit For up to 2 months Maximum: ₱15,000 (₱7,500 × 2 months)Example:Average MSC: ₱20,000 Benefit: ₱20,000 × 50% × 2 months = ₱20,000Required Documents:✓ Unemployment/Involuntary Separation Application Form ✓ Termination letter from employer ✓ Certificate of Employment ✓ Valid ID ✓ Birth Certificate (PSA)How to Apply:Submit via My.SSS or at SSS branch Within 1 year from date of separationProcessing Time: 15-30 working daysPayment: One-time via bank account or check

Eligibility:• Member with at least 36 monthly contributions • Primary beneficiaries: Spouse + dependent children • Secondary beneficiaries: Parents (if no primary)Benefit Amount:• Monthly Pension (if 36+ contributions) • Plus: Dependent's pension • Lifetime for spouse (if dependent) • Until age 21 for children (or age 25 if in school) OR • Lump Sum (if less than 36 contributions)Funeral Benefit:₱40,000 to ₱60,000 depending on contributions Paid to whoever paid for funeral expensesRequired Documents:✓ Death Benefit Application Form ✓ Death Certificate (PSA) ✓ Birth Certificates of beneficiaries (PSA) ✓ Marriage Certificate (if spouse is claimant) ✓ Valid IDs of claimants ✓ Funeral receipts (for funeral benefit)How to Apply:Beneficiaries submit via My.SSS or at SSS branch Process within 1 year from deathProcessing Time: 30-45 working days